About Us

Founder's Letter

Archit Aggarwal
Archit AggarwalFounder

Before starting Riverpe, I was running a SaaS startup, trying to sell into markets like India, Brazil, Kenya, and Southeast Asia. Everything about the business scaled, except payments. Converting customers was easy, but collecting their money wasn't. Every country had its own rail, its own rules, and its own delays. That's when the fundamental question hit me: Why is it still so hard for a global business to accept and send money across emerging markets—where most of the world's growth now happens?

What we discovered was both obvious and massively overlooked.

Over the past 5–6 years, real-time payment networks and local payment methods have become the backbone of economic activity across emerging markets:

  • UPI in India
  • Alipay and WeChat Pay in China
  • PayNow in Singapore
  • PromptPay in Thailand
  • Pix in Brazil
  • M-Pesa and mobile money across Africa

In many of these regions, cards represent only a tiny fraction of total payment volume. Local rails have become the default—fast, trusted, and integrated into everyday life. This was the first mega trend we noticed.

The second mega trend is just as powerful: Global economic activity is increasingly happening between emerging markets.

India–Brazil. Kenya–China. Indonesia–UAE. Mexico–Colombia. Trade, commerce, and digital business are now flowing South–South rather than West–East.

And then there is the third trend: Businesses today go global from day one.

  • A SaaS startup in Singapore wants users in India.
  • A marketplace in Dubai wants sellers in Kenya.
  • A fintech in Brazil wants customers in Vietnam.
  • Today, you don’t need a domestic playbook before expanding abroad, you can go global from day one.

At the intersection of these three forces, one problem became clear:

A business anywhere has no simple way to accept or disburse local payments across multiple markets without setting up local entities, clearing compliance hurdles, or managing dozens of integrations.

If you're based in Singapore, gaining access to UPI in India is nearly impossible without forming a local entity, obtaining licenses, registering for taxes, and integrating with multiple providers. The same is true for PromptPay in Thailand, Pix in Brazil, or mobile wallets in Africa.

Businesses weren't failing because they couldn't build great products— they were failing because global money movement was fundamentally broken.

So we built Riverpe.

Riverpe is a global collection network—the simplest way for any business to access every relevant payment method across emerging markets through one single API. Pix in Brazil. PromptPay in Thailand. UPI in India. Mobile money in Africa. Stablecoins across borders.

  • No local entities.
  • No local compliance.
  • No local tax registrations.
  • No complex integrations.

And once we built this infrastructure, something powerful happened: The same rails that allow you to accept payments also allow you to pay out—globally, in any supported currency.

We don't hold local currencies in all countries yet, but we're expanding that capability rapidly. Our goal is to power both global collections and global treasury from the same unified platform.

Our mission is simple:

Democratize global payments and unlock the ability for any business, anywhere, to go global from day one.

We're fortunate to be building at the intersection of these three mega trends: Local payment rails becoming dominant. Economic activity shifting to emerging markets. And businesses expanding globally from day one.

This is the world Riverpe was built for.

And we're just getting started.

100+Currencies Supported
200+Payment Methods
$1B+2026 TPV Projection
2%Simple Flat Rate

Our Values

What drives us every day

Global First

We believe every business deserves access to global markets, not just those with credit cards.

Inclusive Growth

We're building infrastructure that empowers emerging markets and creates economic opportunity.

Move Fast

We ship quickly, iterate constantly, and prioritize what matters to our customers.

Customer Obsessed

Every decision we make starts with our customers and the problems they're trying to solve.

The Problem We're Solving

Global payment infrastructure was built for the 22% of the world that uses credit cards. If you're a business trying to expand into India, Brazil, Nigeria, or Indonesia, you face a choice: ignore how 78% of your potential customers want to pay, or spend months integrating dozens of regional payment providers.

Meanwhile, those 78% of potential customers are already transacting with UPI, Pix, M-Pesa, GCash, and increasingly with stablecoins for recurring payments. They're just not transacting with you.

We built Riverpe to change that. One integration. 200+ payment methods. 100+ countries. So businesses can focus on building products, not managing payment providers.

22%

Global credit card penetration in emerging markets

78%

Use alternative payment methods like UPI, Pix, M-Pesa, mobile wallets

58%

Of e-commerce transactions will be non-card by 2026

Ready to unlock emerging markets?

Join hundreds of businesses using Riverpe to expand globally with local payment methods.